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受支持的国家和地区

使用以下列表了解是否可在您经营业务的国家/地区将 Shopify Payments 用于 Shopify POS 应用：

• 澳大利亚

• 比利时

• 加拿大

• 丹麦

• 德国

• 爱尔兰

• 荷兰

• 新西兰

• 西班牙

• 英国

• 美国：Shopify Payments 适用于美国本土及波多黎各。

如果 Shopify Payments 不支持您经营业务所在的国家/地区，请查看 Shopify 支持的其他支付网关列表。

针对当面销售的国家/地区及货币合规性

使用 Shopify Payments 和 Shopify 读卡器当面处理 POS 交易时，您必须遵守您处理交易所在国家/地区的支付规定。若要在多个国家/地区接受当面 POS 付款，您必须为每个其他国家/地区创建单独的 Shopify 商店和 Shopify Payments 账户。

要求

只要您的商店符合以下要求，Shopify POS 便可以帮助您的商店遵守相关国家/地区要求：

• 您的 Shopify 商店所属国家/地区必须与实体商店所在的国家/地区相匹配

• 您的 Shopify 账户货币必须与实体商店所在地的货币相匹配

若要使用 Shopify 读卡器接受付款，您的 Shopify 账户和 Shopify Payments 账户必须具有相同的货币、地点和国家/地区设置。

创建新的 Shopify 商店以在其他国家/地区接受 POS 付款

每个 Shopify 账户只能使用 Shopify Payments 和 Shopify 读卡器在一个国家/地区接受当面 POS 付款。您无需为您不接受当面 POS 付款的国外地点（例如用于仓储或库存管理）创建其他商店。在线接受来自其他国家/地区的付款也不需要使用不同的 Shopify 账户。

例如，Jane 的零售商店位于美国，并且她在加拿大有一个仓库来存放库存。Jane 不需要为加拿大的仓库创建新商店，因为她不在加拿大接受当面付款。如果 Jane 想在英国使用 Shopify POS 进行当面销售，则需要创建一家以英镑进行销售且位于英国的新 Shopify 商店。

步骤：

1. 创建新商店，并在您希望接受当面 POS 付款并且使用相应货币的国家/地区进行注册。

2. 创建新商店。您可以使用 CSV 文件从原始商店导出产品信息。

3. 创建新的 Shopify Payments 账户，并在您希望接受当面 POS 付款和使用相应货币的国家/地区进行注册。

适用于 Shopify Payments 的银行账户要求

在将您的银行账户关联到 Shopify Payments 之前，请确保此账户满足以下要求：

• 此账户应为完整的活期账户，或者为英国和爱尔兰的经常账户。

• 该账户使用您所在区域的款项货币。

• 该账户可接受电子银行转账。

备注：Shopify Payments 不支持模仿银行账户的储蓄账户、弹性货币账户、虚拟账户和汇款服务。

每个区域还有银行账户必须遵守的当地要求：

• 澳大利亚 - 银行账户必须属于澳大利亚的实体银行，货币采用澳元，并且账户符合进行 BECS 转账的资格。

• 奥地利 - 银行账户必须为欧元货币，符合 SEPA 转移条件，并且具有以以下字母开头的 IBAN：AT、BE、BG、CH、CY、CZ、DE、DK、EE、ES、FI、FR、GB、GR、GI、HU、IE、IT、LT、LU、LV、MT、NL、NO、PL、PT、RO、SE、SI或SK。

• 比利时 -银行账户必须是使用欧元作为货币的标准支票银行账户，符合进行 SEPA 转账的条件，并且具有以下列字母开头的 IBAN：AT、BE、CH、DE、DK、EE、ES、FI、FR、GB、GI、IE、IT、LU、NL、NO、PT 或 SE。支持其他类型的银行账户和虚拟服务提供商账户，但这可能会导致付款失败的情况增加。

• 加拿大 - 如果您的款项货币为加拿大元，则银行账户必须属于加拿大的实体银行，货币采用加拿大元，并且账户符合进行 ACH 转账的条件。
  如果您的款项货币为美元，则银行账户则必须属于加拿大或美国的实体银行，货币采用美元，并且账户符合进行 ACH 转账的条件。

• 丹麦 - 如果您的款项货币为欧元，则银行账户必须使用欧元、符合进行 SEPA 转账的资格，并且具有以下列字母开头的 IBAN：AT、BE、BG、CH、CY、CZ、DE、DK、EE、ES、FI、FR、GB、GR、GI、HU、IE、IT、LT、LU、LV、MT、NL、NO、PL、PT、RO、SE、SI或SK。如果您的款项货币为 DKK，则银行账户必须使用 DKK、符合进行 SEPA 转账的资格，并且具有以 DK 开头的 IBAN。

• 德国-银行账户必须为欧元货币，符合 SEPA 转移条件，并且具有以以下字母开头的 IBAN：AT、BE、BG、CH、CY、CZ、DE、DK、EE、ES、FI、FR、GB、GR、GI、HU、IE、IT、LT、LU、LV、MT、NL、NO、PL、PT、RO、SE、SI或SK。

• 香港特别行政区 - 银行账户必须属于香港特别行政区的实体银行，货币采用港币。

• 爱尔兰 - 银行账户必须属于爱尔兰的实体银行，货币采用欧元，并且账户符合进行 FPS 转账的资格。

• 意大利-银行账户必须是以欧元结算的企业银行账户，符合 SEPA 转移条件，并且具有以以下国家/地区开头的 IBAN：AT、BE、BG、CH、CY、CZ、DE、DK、EE、ES、FI、FR、GB、GR、GI、HU、IE、IT、LT、LU、LV、MT、NL、NO、PL、PT、RO、SE、SI或SK。

• 日本 - 银行账户必须是属于日本实体银行的一般存款账户，并且使用日元货币。

• 荷兰 - 银行账户必须是以欧元结算的企业银行账户，符合 SEPA 转移条件，并且具有以以下国家/地区开头的 IBAN：AT、BE、BG、CH、CY、CZ、DE、DK、EE、ES、FI、FR、GB、GR、GI、HU、IE、IT、LT、LU、LV、MT、NL、NO、PL、PT、RO、SE、SI或SK。

• 新西兰 - 银行账户必须属于新西兰境内的实体银行，货币采用新西兰元，并且有资格进行 BECS 转账。

• 新加坡 - 银行账户必须属于新加坡的实体银行，货币采用新加坡元。

• 西班牙 - 银行账户必须为欧元货币，符合 SEPA 转移条件，并且具有以以下字母开头的 IBAN：AT、BE、BG、CH、CY、CZ、DE、DK、EE、ES、FI、FR、GB、GR、GI、HU、IE、IT、LT、LU、LV、MT、NL、NO、PL、PT、RO、SE、SI或SK。

• 瑞典 - 如果您的款项货币为欧元，则银行账户必须使用欧元、符合进行 SEPA 转账的资格，并且具有以下列字母开头的 IBAN：AT、BE、BG、CH、CY、CZ、DE、DK、EE、ES、FI、FR、GB、GR、GI、HU、IE、IT、LT、LU、LV、MT、NL、NO、PL、PT、RO、SE、SI或SK。如果您的款项货币为 SEK，则银行账户必须使用 SEK、符合进行 SEPA 转账的资格，并且具有以 SE 开头的 IBAN。

• 英国 - 银行账户必须属于英国的实体银行，货币采用英镑，并且账户符合进行 FPS 转账的资格。

• 美国 - 银行账户必须属于美国境内的实体银行，货币采用美元，并且有资格进行 ACH 转账。

大多数活期账户可以接受上面列出的电子银行转账类型。设置为仅接受电汇的活期账户不适用于 Shopify Payments。若要确认您的账户是否可以接受针对您所在地区列出的转账类型，请与您的银行联系。

Shopify商户官网原文详情：

Supported countries and regions

Use the following list to find out if Shopify Payments is available to use with the Shopify POS app in the country where your business operates:

• Australia

• Belgium

• Canada

• Denmark

• Germany

• Ireland

• Netherlands

• New Zealand

• Spain

• United Kingdom

• United States (Shopify Payments is not available to US territories except Puerto Rico)

If the country where your business operates is not supported by Shopify Payments, then review the list of other payment gateways that Shopify supports.

Country and currency compliance for selling in person

When you process a POS transaction in person using Shopify Payments and a Shopify card reader, you must follow the payment rules for the country you're processing the transaction in. To accept in-person POS payments in multiple countries, you must create a separate Shopify store and Shopify Payments account for each additional country.

Requirements

Shopify POS helps your business adhere to country requirements as long as your business meets the following requirements:

• your Shopify store country must match the country of your physical store's location

• your Shopify account currency must match the currency of your physical store's location

To accept payments with a Shopify card reader, your Shopify account and Shopify Payments account must have the same currency, location, and country settings.

Set up a new Shopify store to accept POS payments in a different country

You can accept in-person POS payments using Shopify Payments and a Shopify card reader in only one country per Shopify account. You don't need to set up additional stores for international locations where you don't accept in-person POS payments, such as locations for warehousing or inventory management. Accepting payments online from other countries also doesn't require different Shopify accounts.

For example, Jane's retail store is in the United States and she has a warehouse to store inventory in Canada. Jane doesn't need to create a new store for her warehouse in Canada because she doesn't accept in-person payments in Canada. If Jane wants to start selling in-person using Shopify POS in the United Kingdom, then Jane needs to create a new Shopify store that is based in the UK selling in GBP.

Steps:

1. Create a new store, registered in the country where you want to accept in-person POS payments and with the appropriate currency.

2. Set up the new store. You can export your product information from your original store using CSV files.

3. Create a new Shopify Payments account, registered in the country where you want to accept in-person POS payments and with the appropriate currency.

Bank account requirements for Shopify Payments

Make sure that your bank account meets the following requirements before you connect it to Shopify Payments:

• The account is a full checking account, or a current account in the UK and Ireland.

• The account uses the payout currency of your region.

• The account can accept electronic bank transfers.

Each region also has local requirements that the bank account must adhere to:

• Australia - The bank account must be with a physical bank in Australia, in AUD currency, and eligible for BECS transfers.

• Austria - The bank account must be in EUR currency, be eligible for SEPA transfers, and have an IBAN that starts with the following letters: AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, GI, HU, IE, IT, LT, LU, LV, MT, NL, NO, PL, PT, RO, SE, SI or SK.

• Belgium - The bank account must be a standard checking bank account in EUR currency, be eligible for SEPA transfers, and have an IBAN that starts with AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, GI, HU, IE, IT, LT, LU, LV, MT, NL, NO, PL, PT, RO, SE, SI or SK. Other types of bank accounts, and accounts with virtual providers are supported, but might result in increased payout failures.

• Canada - If your payout currency is CAD, then the bank account must be with a physical bank in Canada, in CAD currency, and eligible for ACH transfers.
  If your payout currency is USD, then the bank account must be with a physical bank in Canada or the US, in USD currency, and eligible for ACH transfers.

• Denmark - If your payout currency is EUR, then the bank account must be in EUR currency, be eligible for SEPA transfers, and have an IBAN that starts with the following letters: AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, GI, HU, IE, IT, LT, LU, LV, MT, NL, NO, PL, PT, RO, SE, SI or SK. If your payout currency is DKK, then the bank account must be in DKK currency, be eligible for SEPA transfers, and have an IBAN that starts with DK.

• Germany - The bank account must be in EUR currency, be eligible for SEPA transfers, and have an IBAN that starts with the following letters: AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, GI, HU, IE, IT, LT, LU, LV, MT, NL, NO, PL, PT, RO, SE, SI or SK.

• Hong Kong SAR - The bank account must be with a physical bank in Hong Kong SAR and in HKD currency.

• Ireland - The bank account must be with a physical bank in Ireland, in EUR currency, and eligible for FPS transfers.

• Italy - The bank account must be a business bank account in EUR currency, be eligible for SEPA transfers, and have an IBAN that starts with AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, GI, HU, IE, IT, LT, LU, LV, MT, NL, NO, PL, PT, RO, SE, SI or SK.

• Japan - The bank account must be with a physical bank in Japan, a Futsu account, and in JPY currency.

• The Netherlands - The bank account must be a business bank account in EUR currency, be eligible for SEPA transfers, and have an IBAN that starts with AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, GI, HU, IE, IT, LT, LU, LV, MT, NL, NO, PL, PT, RO, SE, SI or SK.

• New Zealand - The bank account must be with a physical bank in New Zealand, in NZD currency, and eligible for BECS transfers.

• Singapore - The bank account must be with a physical bank in Singapore, and in SGD currency.

• Spain - The bank account must be in EUR currency, be eligible for SEPA transfers and have an IBAN that starts with the following letters: AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, GI, HU, IE, IT, LT, LU, LV, MT, NL, NO, PL, PT, RO, SE, SI or SK.

• Sweden - If your payout currency is EUR, then the bank account must be in EUR currency, be eligible for SEPA transfers, and have an IBAN that starts with the following letters: AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, GI, HU, IE, IT, LT, LU, LV, MT, NL, NO, PL, PT, RO, SE, SI or SK. If your payout currency is SEK, then the bank account must be in SEK currency, be eligible for SEPA transfers, and have an IBAN that starts with SE.

• United Kingdom - The bank account must be with a physical bank in the United Kingdom, in GBP currency, and eligible for FPS transfers.

• United States - The bank account must be with a physical bank in the United States, in USD currency, and eligible for ACH transfers.

Most checking accounts can accept the electronic bank transfer types listed above. Checking accounts that are set up to accept only wire transfers don't work with Shopify Payments. To confirm that your account can accept the transfer type listed for your region, contact your bank.

文章内容来源：Shopify商户官方网站