亚马逊卖家贷款计划

亚马逊卖家贷款计划】是亚马逊贷款推出的一项服务。在本计划中,您将有机会收到中国本地金融机构的贷款邀请,用以拓展您在亚马逊的业务。我们尽力为更多卖家提供此项服务,但是只有当您符合出借方确定的条件时,您才可能收到参与此计划的邀请。

常见问题

如果符合出借方确定的贷款条件,我在哪里可以看到此计划的贷款机会?

您可以在登录卖家平台账户后点击此链接,查看您是否收到了第三方出借方的邀请。这个页面仅开放给符合出借方条件的卖家。

所有卖家都可以参与亚马逊卖家贷款计划吗?

本计划仅对符合出借方条件的选定卖家发出邀请。

本计划的贷款机会是什么?

每一位出借方都有自己的标准。中国本地出借方将对卖家进行审核并作出贷款决定。

我过去收到了贷款邀请,但现在却没有了。为什么?

可能您的销售和绩效指标改变了或出借方的条件发生了改变。贷款条件随时会改变,我们建议您下周回访亚马逊卖家平台贷款网页查看邀请变化。

亚马逊卖家贷款计划中,我是与谁签署贷款协议?

贷款协议将是您和提供贷款的出借方之间的双方协议。该贷款协议是您与出借方之间的独立安排,亚马逊将不会以任何方式参与该协议。

出借方会拿到我在亚马逊上的数据吗?具体是哪些数据?

请参考亚马逊卖家贷款计划数据分享常见问题。

为什么我必须在出借方的网站上提供额外信息?

由于贷款将由出借方提供给您,出借方需要额外的信息,来审核您贷款的申请、审批、处理及批复。

出借方会将我在借贷过程中提供的个人信息分享给亚马逊吗?

请参考亚马逊卖家贷款计划数据共享常见问题。

如果我没有定期偿还亚马逊卖家贷款计划贷款,我的亚马逊账户会被冻结或暂停销售吗?

如果您获得贷款,您将直接与出借方签订贷款合同并受您与出借方之间的合同条款约束。您参加卖家贷款计划和贷款偿还的情况不会影响您的亚马逊的账户状态。

我可以同时申请多个贷款吗?

您可以申请多个贷款,但您只能在卖家平台中所有经批准的贷款中选择接受一笔。当您在卖家平台中确认选定一笔贷款放款之后,您将不能继续申请其他的贷款机会。

个人卖家可以申请参加亚马逊卖家贷款计划吗?

可以。个人卖家和专业卖家都可以申请这个计划。最终,出借方会决定是否给您的贷款授信和放款。如果您有涉及授信或放款过程的问题,例如是否需要个人担保或者能够放款到什么样的账户,请直接联系出借方。出借方联系方式请见下方。

第三方出借方有哪些?

在中国,亚马逊卖家贷款计划目前有如下出借方:上海富友商业保理有限公司,宜信,以及汇丰银行。

如果我对我的贷款机会有疑问,该怎么办?

请直接与相关出借方联系。具体联系方式如下:

上海富友商业保理有限公司

电话:+86 95138,转 4(北京时间周一到周五,上午 9:30-12:00,下午 1:30-5:30)

电子邮件:credit_cbes@fuiou.com

富友微信公众号:富友供应链金融信息服务平台

宜信

联系电话:+86 400-818-1868(北京时间周一到周日,上午 9:30 - 下午 6:30)

电子邮件:std-kfgt@creditease.cn

汇丰银行

联系电话:400 820 1177,按 1,听到提示音后再按 # 号(北京时间周一到周日,上午 9:00-18:00 周六 9:00-16:00)

电子邮件:hsbcaoc@hsbc.com.cn

微信公众号:汇丰中国小企业


 亚马逊官网原文详情:

Lending Referral Program

The Lending Referral Program is a program by Amazon Lending. Under this program, you may be extended offers to apply for loans provided by local Chinese lenders to grow your business on Amazon. While we strive to serve as many of our sellers as possible, this program is available only by invitation to selected sellers who meet the criteria determined by both Amazon and the lenders.

Frequently asked questions

Where can I find my offer if I am pre-qualified under the Lending Referral Program?

After you sign in to your Seller Central account, click this link to see if your business has received an invitation to apply for a loan from our third party lenders. This page is only available to sellers who meet the criteria determined by the lenders.

Is the Lending Referral Program available to all sellers?

This program is available only to sellers who meet the criteria determined by the lenders.

What is the criteria for this Program?

The criteria for this program vary among lenders. CN local Lenders will review Seller applications and make loan decisions.

I received an invitation in the past but do not have one at present. Why?

Your business’s sales and performance metrics may have changed or the criteria determined by the lenders may have changed. These criteria are subject to change at any time. We recommend you check again next week in case of any change.

With whom will my business have a loan agreement under the Seller Lending Program?

The loan agreement will be a bilateral agreement between your business and the lender offering the loan. Any loan agreement your business enters into is an independent arrangement between your business and the lender, and Amazon will not be a party to such agreement.

Will you be sharing my business’s data on Amazon with the Lenders? If so, what data?

Please refer to the data sharing FAQs for the Seller Lending Program.

Why do I have to provide additional information on the lender's web page?

Since the loan will be offered/extended to your business by the lender, the lender will need all the information to review your business’s application, approve, process and sanction the loan to your business.

Would lenders share my personal information used in the loan application process with Amazon?

Please refer to the data sharing FAQs for the Seller Lending Program.

Will my Amazon Seller account be blocked or suspended if I miss a loan payment?

If your business receives a loan from a third party lender, you will directly sign a loan agreement with the third party lender and your business will be subject to the terms of this loan agreement. Your participation in the Seller Lending Program and any loan repayment status will not affect your Amazon account selling status.

Can I apply to more than one offer?

You can apply for as many loans as you would like, but you can choose to accept only one through our Seller Central offerings. After confirming one loan to be funded, you will not be able to proceed with the other loan opportunities or with any outstanding applications made through our Seller Lending Program.

Can individual sellers also apply for loans under the Amazon Lending Referral program?

Yes, both individual and professional sellers can apply for loans under the Seller Lending Program. Ultimately, the lender makes the decision on loan underwriting and fund disbursements. For questions related to the underwriting or funding process, such as whether a personal guarantor is needed or which bank account to be funded, please reach out to your lender directly. The contact information for the lender is below

Who are the third party lenders I will be receiving offers from?

In the Amazon Seller Lending Program in China, there is currently three lenders - Shanghai Fuyou Commercial Factoring Co. Ltd, CreditEase and HSBC.

Whom should I contact if I have any questions about my loan or offer?

Please contact your lender directly.

Shanghai Fuyou Commercial Factoring Co. Ltd.

Phone: +86 95138 ext 4 (Monday - Friday, 9:30am – 12:00pm. 1:30pm-5:30pm, Beijing Standard Time)

Email: credit_cbes@fuiou.com

WeChat public account: 富友供应链金融信息服务平台

CreditEase

Phone: +86 400-818-1868 (Monday to Sunday, Beijing time, 9:30 am to 6:30 pm)

Email: std-kfgt@creditease.cn

HSBC

Phone: 400 820 1177, press 1, then press # (Beijing time 9: 00-18: 00 Monday to Friday, 9: 00-16: 00 Saturday)

Email: hsbcaoc@hsbc.com.cn

WeChat public account: 汇丰中国小企业

 文章来源:亚马逊官方网站