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信用证条款中WAIVER(放弃)条款解读

信用证条款WAIVER解读抛弃瑕疵
2026/07/10
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在外贸信用证实操中,不少企业会在信用证47A附加条款中看到“WAIVER”相关表述,多数从业人员对该条款的具体含义、适用规则缺乏清晰认知。结合UCP600规则,可对信用证中的WAIVER条款进行清晰、通俗的解读。

信用证条款中WAIVER

WAIVER的核心释义可参考UCP600第16条,该条例主题为不符单据、放弃及通知。在中国台湾地区的外贸行业中,WAIVER也被译作抛弃瑕疵,两种释义内核基本一致,均针对信用证单据不符点场景适用。

信用证中该条款有固定的标准英文表述:In the event that documents presented hereunder are determined to be discrepant, we may seek a waiver of such discrepancies from the applicant. Should such a waiver be obtained, we may release the documents and effect settlement notwithstanding any prior communication to the presenter that we are holding documents at the presenter's disposal, unless we have been instructed otherwise by the presenter prior to our release of documents. An acceptance of such documents presented with discrepancies will not in any way alter the terms and conditions of the letter of credit.

该条款的具体规则如下:当开证行审核单据,判定交单存在不符点时,可主动联系开证申请人,申请让其放弃单据不符点。若开证申请人同意放弃不符点,开证行即可释放单据并办理付款结算。即便开证行此前已告知交单人,单据由银行留存、等待交单人指令,该规则依旧生效。唯一例外是,若开证行放单前,收到交单人的其他指令,则以交单人指令为准。同时,开证申请人接受不符单据的行为,不会对信用证原有条款产生任何修改和变更。

从实操角度通俗解读,开证行审核发现单据存在不符点后,只要开证申请人同意按照信用证约定执行付款,仅扣除对应不符点费用,主动接受并抛弃单据不符点,开证行就会向开证申请人交付单据并完成结算。

信用证中的WAIVER(放弃),是专门针对单据不符点(DISCREPANCY)的专项声明,等同于接受带不符点的单据。在实务解读中,需要将WAIVER与ACCEPTANCE结合理解,二者共同指代开证申请人对信用证不符单据的认可与接受。

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