汇出未缴余额
汇付超过总额的 25% 后，您可以选择一次性汇出余额。付款将从与您的 Shopify 账户关联的同一商业银行账户中扣除。
备注：仅当您已汇出的金额至少达到汇付总额的 25% 时，才可以选择汇出余额。
步骤：
在 Shopify 后台中，转到设置 > 资本。
单击 汇出余款
在提示时查看要汇出的余款。如果您确定要汇出全部余款，则请勾选授权框并单击汇出余款。
处理一次性汇付可能最多需要 3 个工作日。在处理期间，所有定期汇付都会暂停。
完成一次性汇付后，您将收到一封确认电子邮件。
汇付涉及哪些内容？
若要计算每天将汇入 Shopify Capital 的金额，需将汇付率应用于商店的每日销售收入。
对于计算汇付额，您商店的每日销售收入包括当天标记为已付款的所有订单，不考虑订单来源、处理订单的方式或订单之后是否退款或取消。
测试订单
计算汇付额时，商店每日销售收入中不包括的唯一订单是 Shopify Payments 处于测试模式时所下的测试订单。如果在下订单时未启用测试模式，则在计算当天的汇付时，此订单将包含在商店的销售收入中。
常见问题解答
什么是商家现金垫款？
商家现金垫款如何运作？
汇付如何运作？
如何计算汇付？
利率是多少？
将商定的未来销售收入偿付给 Shopify Capital 是否有截止日期？
什么是商家现金垫款？
商家现金垫款为您提供一笔一次性资金，需使用约定的未来销售收入金额偿还。例如，您可能会收到一笔总额为 10,000 美元的资金，以向 Shopify Capital 出售价值 11,300 美元的未来销售收入作为偿还方式。
商家现金垫款如何运作？
如果您有资格获得资金，Shopify Capital 会为您提供不同额度的商家现金垫款选项，分别对应不同的汇付总额和汇付率。您申请适合自己的垫款金额，如果申请通过，Shopify Capital 会将资金存入您的银行账户。
当您进行销售时，您的每日销售额的固定百分比（汇付率）将自动汇入 Shopify Capital，直到 Shopify Capital 收到您未来销售收入的约定金额为止（汇付总额）。
汇付如何运作？
对于您每日进行的销售，固定百分比（汇付率）将应用于您的销售总金额（以美元为单位）以计算您的汇付。当您的销售额较高时，您的汇付将增加，当您的销售额较低时，您的汇付将减少。在 Shopify Capital 收到您未来销售收入的全部约定金额（汇付总额）之前，您将继续进行汇付。每笔汇付都会自动从您的银行账户中扣除并汇入 Shopify。
汇付超过总额的 25% 后，您可以选择一次性汇出未缴余额。
此表显示了一个商家五日的汇付示例，此商家已将未来的 15,000 美元销售收入出售给 Shopify Capital，汇付率为 10%：
| 天 | 每日收入 | Shopify Capital 的份额 | 余额 |
|---|---|---|---|
| 1 | 100 美元 | 10 美元 | 14,990 美元 |
| 2 | 150 美元 | 15 美元 | 14,975 美元 |
| 3 | 125 美元 | 12.50 美元 | 14,962.50 美元 |
| 4 | 175 美元 | 17.50 美元 | 14,945 美元 |
| 5 | 105 美元 | 10.50 美元 | 14,934.50 美元 |
如何计算汇付？
当您每日进行销售时，固定百分比将应用于当日的总销售收入以计算当天的汇付。此百分比称为汇付率，这是您在选择您的资金供应时同意的汇付率。
为了计算汇付，您的总销售收入包括每日标记为已付款的每笔订单，不考虑订单来源、订单处理方式或此订单之后是否已退款或取消。排除的唯一订单是当 Shopify Payments 处于测试模式时创建的测试订单。
利率是多少？
不计利率，因为商家现金垫款不是贷款。您将商定的未来销售收入金额出售给 Shopify Capital，然后每天将销售收入的固定百分比（汇付率）汇至 Shopify Capital，直到我们收到销售收入的全额约定金额（汇付总额）。
将商定的未来销售收入偿付给 Shopify Capital 是否有截止日期？
没有。对于将商定的未来销售收入（即汇付总额）偿付给 Shopify Capital，既没有时间规定也没有截止日期。只要您有收入，便会持续汇付，直到 Shopify Capital 收到汇付总额，每笔汇付额取决于您每天的销售额。
Shopify商户官网原文详情：
Remit the remaining balance
When you've remitted over 25% of your total to remit, then you have the option to remit the remaining balance in a single lump sum. The payment is debited from the same business bank account that's tied to your Shopify account.
Steps:
From your Shopify admin, go to Settings > Capital.
Click Remit balance.
At the prompt, review the balance to be remitted. If you're sure that you want to remit the full amount of the remaining balance, then check the authorization box and click Remit balance.
It can take up to 3 business days to process the lump sum remittance. All regular remittances are paused during the processing period.
You will receive a confirmation email when your lump sum remittance is complete.
What's included in the remittance?
To calculate the amount that will be remitted to Shopify Capital each day, the remittance rate is applied to your store's daily sales revenue.
For the purpose of calculating remittance, your store's daily sales revenue includes every order that was marked as paid that day, regardless of the source of the order, how payment was processed, or whether the order was later refunded or canceled.
Test orders
When calculating remittance, the only orders that are not included in your store's daily sales revenue are test orders that were placed when Shopify Payments was in test mode. If test mode was not enabled when an order was placed, then the order is included in your store's sales revenue when the day's remittance is calculated.
FAQ
What is a merchant cash advance?
How does a merchant cash advance work?
How does remittance work?
How is remittance calculated?
What's the interest rate?
Is there a deadline to deliver the agreed amount of future sales revenue to Shopify Capital?
What is a merchant cash advance?
A merchant cash advance gives you a lump sum of capital for an agreed amount of your future sales revenue. For example, you might receive a lump sum of $10,000 in exchange for selling to Shopify Capital $11,300 worth of your future sales revenue.
How does a merchant cash advance work?
If you're eligible for funding, then Shopify Capital will offer you a choice of merchant cash advances of different amounts, and with different totals to remit and remittance rates. You request the advance amount that's right for you, and if you’re approved, then Shopify Capital deposits the funds in your bank account.
As you make sales, you’ll automatically remit to Shopify Capital a fixed percentage (the remittance rate) of your daily sales until Shopify Capital receives the agreed amount of your future sales revenue (the total to remit).
How does remittance work?
For every day that you make sales, a fixed percentage (the remittance rate) is applied to the gross dollar amount of your sales to calculate your remittance. On days when you sell a lot, your remittance will be bigger, and on days when you sell less, your remittance will be smaller. You’ll continue to make remittances until Shopify Capital has received the full agreed amount of your future sales revenue (the total to remit). Each remittance is automatically debited from your bank account and remitted to Shopify.
When you've remitted over 25% of your total to remit, then you have the option to remit the remaining balance in a single lump sum.
This table shows an example of five days of remittances for a merchant who has sold $15,000 worth of their future sales revenue to Shopify Capital, with a remittance rate of 10%:
Day Daily revenue Shopify Capital's share Balance 1 $100 $10 $14,990 2 $150 $15 $14,975 3 $125 $12.50 $14,962.50 4 $175 $17.50 $14,945 5 $105 $10.50 $14,934.50 How is remittance calculated?
Each day that you make sales, a fixed percentage is applied to the day's gross sales revenue to calculate the day's remittance. The percentage is called the remittance rate, which you agree to when you select your funding offer.
For the purpose of calculating remittance, your gross sales revenue includes every order that's marked as paid each day, regardless of the source of the order, how payment was processed, or whether the order was later refunded or canceled. The only orders that are excluded are test orders placed while Shopify Payments is in test mode.
What's the interest rate?
There is no interest rate because a merchant cash advance is not a loan. You sell an agreed amount of your future sales revenue to Shopify Capital, and then each day a fixed percentage (the remittance rate) of your sales revenue will be remitted to Shopify Capital until we've received the full amount of sold sales revenue (the total to remit).
Is there a deadline to deliver the agreed amount of future sales revenue to Shopify Capital?
No. There is no timeframe or deadline for delivering the agreed amount of future sales revenue (the total to remit) to Shopify Capital. You continue to make remittances for as long as you have revenues until Shopify Capital has received the total to remit, and each remittance amount is based on how much you sell each day.
文章内容来源：Shopify商户官方网站
