Shopify Capital 概述
如果您有资格获得 Shopify Capital 的资金，则会在 Shopify 后台中看到预审金额。点击进行申请后，通常需要 2-5 个工作日处理申请。如果获得批准，您的企业银行账户将在两个工作日内收到资金。
在了解 Shopify Capital 及其资金选项之前，您不妨先阅读我们的术语表。
本页相关主题
从 Shopify Capital 获得资金的资格
Shopify Capital 和 Shopify Payments
Shopify Capital 和第三方支付服务提供商
向 Shopify Capital 申请预审金额
从 Shopify Capital 获得资金的资格
备注：Shopify Capital 贷款目前仅限于位于美国境内选定州的 Shopify 商店。
Shopify Capital 商家现金垫款面向美国其余所有州、加拿大和英国提供。
如果您有资格申请 Shopify Capital 资金，您将收到邀请您查看可用资金选项的电子邮件，并在 Shopify 后台内的主页上看到邀请消息。
如果您未收到查看资金选项的邀请，则表示您目前没有资格从 Shopify Capital 获得资金。
Shopify Capital 和 Shopify Payments
Shopify Capital 适用于使用 Shopify Payments 的合格商家以及使用第三方支付网关的合格商家。我们鼓励您使用 Shopify Payments，因为它是第一方产品，旨在通过提供强大的业绩视图、自定义分析以及对其他 Shopify 财务解决方案的获取途径来帮助您取得成功。
如果您在从 Shopify Capital 获得资金时使用 Shopify Payments，您将无法停用 Shopify Payments，直到全额偿还欠款总额为止。如果您在与 Shopify Capital 的持续资金协议有效期间尝试停用 Shopify Payments，您将看到消息无法停用 Shopify Payments。全额偿还欠款总额后，您可根据需要停用 Shopify Payments。
您仍然可以从设置 > 支付服务提供商处更改与您的 Shopify Payments 关联的企业银行账户。这将更改您的 Shopify Payments 款项存入的企业银行账户以及汇出 Shopify Capital 汇款的企业银行账户。汇款和入账款项必须从相同账户中进行处理。
备注：已计划的任何汇款仍会使用旧企业银行账户信息进行扣除，因为这些汇款已提交进行转账。更改后产生的任何新的汇款都将从新账户进行处理。
Shopify Capital 和第三方支付服务提供商
如果您使用的是第三方支付服务提供商，您可以通过单击 Shopify 后台的资金设置页面上的更改银行账户，随时更改您的银行信息。
备注：已计划的任何汇款仍会使用旧企业银行账户信息进行扣除，因为这些汇款已提交进行转账。更改后产生的任何新的汇款都将从新账户进行处理。
向 Shopify Capital 申请预审金额
如果您符合从 Shopify Capital 获得资金的条件，那么您将在主页上看到邀请，其中包含您的可用资金选项。
步骤
在包含邀请的主页上，点击所需预审金额下方的申请。
查看应用程序的服务条款，然后点击接受条款。
在申请 Shopify Capital 页面上，输入所需的详细信息，然后点击下一步。
在添加商业银行账户部分中，输入您的银行详细信息，然后点击下一步。
在审核资金详情下，查看您的信息，然后点击申请优惠。
资金申请获得批准前，您可能还需要提交其他文件。如果您的申请获得批准，您会收到电子邮件通知。
Shopify商户官网原文详情：
Overview of Shopify Capital
If you're eligible for funding from Shopify Capital, then you'll see a pre-qualified amount in your Shopify admin. If you click to apply, then it typically takes 2-5 business days for your application to be processed. If you're approved, then you could receive the money in your business bank account within two business days.
You might find it helpful to read our glossary of terms before reading about Shopify Capital and its funding options.
On this page
Eligibility for funding from Shopify Capital
Shopify Capital and Shopify Payments
Shopify Capital and third-party payment providers
Request a pre-qualified amount from Shopify Capital
Eligibility for funding from Shopify Capital
If you're eligible for funding from Shopify Capital, then you'll receive an email and see a message on the Home page of your Shopify admin inviting you to view your available funding options.
If you do not receive an invitation to view your funding options, then you are not eligible for funding from Shopify Capital at this time.
Shopify Capital and Shopify Payments
Shopify Capital is available to eligible merchants using Shopify Payments as well as eligible merchants using third party payment gateways. We encourage you to use Shopify Payments as it's a first party product, designed to help you succeed through a powerful view of your performance, custom analytics, and access to other Shopify financial solutions.
If you're using Shopify Payments when you receive funding from Shopify Capital, then you can't deactivate Shopify Payments until the total amount owed is fully repaid. If you try to deactivate Shopify Payments while you're in an ongoing funding agreement with Shopify Capital, then you'll see an Unable to deactivate Shopify Payments message. When the total amount owed is fully repaid, you can deactivate Shopify Payments if you wish to do so.
You can still change the business bank account associated with your Shopify Payments from Settings > Payment providers. This changes the business bank account where your Shopify Payments payouts are deposited to, as well as where your Shopify Capital repayments are withdrawn from. The repayments and payouts cannot happen from separate accounts.
Shopify Capital and third-party payment providers
If you're using a third-party payment provider, then you can change your banking information at any time by clicking Change bank account on the Capital settings page of your Shopify admin.
Request a pre-qualified amount from Shopify Capital
If you're eligible for funding from Shopify Capital, then you'll see an invitation with your available funding options on your Home page.
Steps
On your Home page containing the invitation, click Request under the pre-qualified amount that you want.
Review the terms for your application and then click Accept terms.
On the Apply for Shopify Capital page, enter the required details and then click Next.
In the Add business bank account section, enter your bank details and then click Next.
Under Review funding details, review your information and then click Apply for offer.
You might need to submit additional documents before your funding application is approved. You are notified by email if your application is approved.
文章内容来源：Shopify商户官方网站
